Last updated January 5, 2026
Our website address is: https://GoRateHive.com.com.
These Terms of Use (this “Agreement”) apply to all users of https://GoRateHive.com.com (The "website")
This Agreement requires the use of arbitration on an individual basis to
resolve disputes, rather than jury trials or class actions. This
Agreement limits our liability and the remedies available to you in the
event of a dispute.
1. Terms
By accessing the Website, you are agreeing (on behalf of yourself and/or
the entity that you represent) to be bound by these web site Terms and
Conditions of Use, all applicable laws and regulations, and agree that
you are responsible for compliance with any applicable local laws. You
represent and warrant that you have the right, authority, and capacity
to enter into this agreement on behalf of yourself and/or the entity
that you represent. If you do not agree with any of these terms, you are
prohibited from using or accessing this site. The materials contained in
the Website are protected by applicable copyright and trademark law.
2. Use License
-
a. Subject to this Agreement, Car Insurance Grit (“Car Insurance Grit”,
“us”, “our”, and “we”) grants you a non-transferable, non-exclusive,
revocable, limited license to use and access the Website solely for
your own non-commercial purposes. The rights granted to you in this
Agreement are subject to the following restrictions: (a) you shall not
license, sell, rent, lease, transfer, assign, encumber, or host the
Website, whether in whole or in part, or any content displayed on the
Website; (b) you shall not modify, make derivative works of,
disassemble, and/or reverse compile or reverse engineer, any part of
the Website; (c) you shall not access the Website to build or create a
website, product, or service; and (d) except as expressly stated
herein, no part of the Website may be copied, reproduced, distributed,
republished, downloaded, displayed, posted, or transmitted in any form
or by any means. Unless otherwise indicated, any future release,
update, or other addition or modification to the functionality of the
Website shall be subject to this Agreement. All copyright and other
proprietary notices on the Website (or on any content displayed on the
Website) must be retained on all copies thereof..
-
b. This license shall automatically terminate if you violate any of
these restrictions and may be terminated by Car Insurance Grit at any time.
Upon terminating your viewing of these materials or upon the termination
of this license, you must destroy any downloaded materials in your possession
whether in electronic or printed format.
-
c. Any person who knowingly and with intent to defraud Car Insurance Grit or other person submits information to this Website containing any materially
false information or conceals for the purpose of misleading, information
concerning any fact material thereto acts in violation of these Terms of
Use and shall be subject to a claim for damages caused to Car Insurance Grit and its parent or affiliates, including reasonable attorney's fees arising
from investigation, defense, or prosecution of any such submission.
3. Update Mobile Telephone Number
If you opt in to receiving promotional text messages and calls from Car Insurance Grit, you agree to provide Car Insurance Grit with a valid mobile number. You
agree to promptly update your mobile telephone number upon any change or deactivation
of your telephone number and to opt-out of receiving text message communications
using your previous phone number before changing your telephone number applicable
to the services. To the extent permitted by applicable law, you agree that
Car Insurance Grit will not be liable for failed, delayed, or misdirected delivery
of any information sent through the text message program, any errors in such
information, and/or any action you may or may not take in reliance on the
information or service.
4. Disclaimer
-
a. The materials on Car Insurance Grit' website are provided “as is.” Car Insurance Grit makes no warranties, expressed or implied, and hereby disclaims and negates
all other warranties, including without limitation, implied warranties or
conditions of merchantability, fitness for a particular purpose, or non-infringement
of intellectual property or other violation of rights. Further, Car Insurance Grit does not warrant or make any representations concerning the accuracy,
likely results, or reliability of the use of the materials on its internet
website or otherwise relating to such materials or on any sites linked to
this site.
-
b. Car Insurance Grit strives to bring you the information you need to make
an informed decision about home services. We may provide you with information
about different options and plans available, potential providers, and manufacturers
so that you are able to find the solution that is right for you. The information
on Car Insurance Grit is general, and may not be applicable to specific companies.
-
c. By providing information about the various companies mentioned on
the Website, Car Insurance Grit makes no representation, express or implied,
of any sponsorship by any such company, or of any other relationship with
any such company.
5. Limitations
The use of the Website and its contents are at your own risk. In no
event shall Car Insurance Grit or its suppliers be liable for any damages (including,
without limitation, damages for loss of data or profit, or due to business
interruption,) arising out of the use or inability to use the materials on
Car Insurance Grit' Internet site, even if Car Insurance Grit or a Car Insurance Grit authorized representative has been notified orally or in writing of the
possibility of such damage. Because some jurisdictions do not allow limitations
on implied warranties, or limitations of liability for consequential or incidental
damages, these limitations may not apply to you.
6. Revisions and Errata
The materials appearing on Car Insurance Grit' website could include
technical, typographical, or photographic errors. Car Insurance Grit does not
warrant that any of the materials on its web site are accurate, complete,
or current. Car Insurance Grit may make changes to the materials contained
on its web site at any time without notice. Car Insurance Grit does not, however,
make any commitment to update the materials.
7. Links
Car Insurance Grit has not reviewed all of the sites linked to its Internet
website (“Third-Party Links”) and is not responsible for the contents of any
such third-party links. The inclusion of any third-party link does not imply
endorsement by Car Insurance Grit or the site. Use of any such linked website
is at the user's own risk.
8. Release
You hereby release and forever discharge Car Insurance Grit (and its officers,
members, employees, agents, affiliates, attorneys, successors, and assigns)
from, and hereby waive and relinquish, each and every past, present, and future
dispute, claim, controversy, demand, right, obligation, liability, fee, damage,
cost, action, and cause of action of every kind and nature (including, but
not limited to, personal injury, death, and property damage), that has arisen
or arises directly or indirectly out of, or that relates in any way to, the
Website (including, but not limited to, any interactions with, or act or omission
of, other users or any Third Party Links). IF YOU ARE A RESIDENT OF THE STATE
OF CALIFORNIA, USA, YOU HEREBY WAIVE THE APPLICATION OF CALIFORNIA CIVIL CODE
SECTION 1542 IN CONNECTION WITH THE FOREGOING, WHICH STATES: “A GENERAL RELEASE
DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW
OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE,
AND THAT IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER
SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.”
9. Trademark Information
All trademarks, logos, and service marks (“Marks”) displayed in
connection with the Website are Car Insurance Grit' property or the
property of third parties. You may not use these Marks without Car Insurance Grit' prior written consent or the written consent of any third party that
own the Marks.
10. Site Terms of Use Modifications
Car Insurance Grit may revise these terms of use for its web site at any time
without notice. By using the Website you are agreeing to be bound by the then
current version of these Terms and Conditions of Use.
11. Governing Law
Any claim relating to Car Insurance Grit' web site shall be governed by
the laws of the State of Delaware without regard to its conflict of law
provisions. The parties agree that the state courts sitting in New
Castle County, Delaware, USA, and federal courts sitting within the
District of Delaware, shall have exclusive jurisdiction over any dispute
arising out of or relating to this Agreement and the parties waive any
objection based on jurisdiction, venue, or inconvenient forum. In any
action or suit to enforce any right or remedy under this Agreement or to
interpret any provision of this Agreement, Car Insurance Grit shall be entitled
to recover its reasonable attorneys' fees and costs, including, but not limited
to, expert witness fees, if Car Insurance Grit is the prevailing party.
12. Dispute Resolution
PLEASE READ THIS SECTION CAREFULLY, AS IT AFFECTS YOUR RIGHTS.
-
a. Arbitration. The parties shall use their best efforts to settle
any dispute, claim, question, or disagreement directl y through
good-faith negotiations, which shall be a precondition to either
party initiating a lawsuit or arbitration. All claims arising out of
or relating to this Agreement and your use of the Website shall be
finally settled by binding arbitration administered by the JAMS
Alternative Dispute Resolution (“JAMS”) in accordance with the
provisions of its Commercial Arbitration Rules and of its
supplementary procedures for consumer-related disputes, excluding
any rules or procedures governing or permitting class actions. The
arbitrator, and not any court or agency, shall have exclusive
authority to resolve all disputes arising out of or relating to this
Agreement, including, but not limited to, any claim that all or any
part of this Agreement is void or voidable. The arbitrator shall be
empowered to grant whatever relief would be available in a court.
The arbitrator's award shall be binding on the parties and may be
entered as a judgment in any court of competent jurisdiction. The
arbitration will be held in Miami, Florida. A party seeking
arbitration must first send to the other, by certified mail, a
written notice of dispute.
Any notice to Car Insurance Grit should be addressed to Car Insurance Grit, P.O. Box 310666, Miami, FL 33231 – Attention: General Counsel.
Any notice to you shall be sent to your address as set forth in your Car Insurance Grit account or such other legal address as Car Insurance Grit is able to
identify. The parties understand that, absent this mandatory provision,
they would have the right to sue in court and have a jury trial. They
further understand that, in some instances, the costs of arbitration could
exceed the costs of litigation and that the right to discovery may be
more limited in arbitration than in court.
-
b. Class-Action Waiver. The parties further agree that any arbitration
shall be conducted in their individual capacities only, and not as a
class action or other representative action. If any court or
arbitrator determines that the class-action waiver set forth in this
section is void or unenforceable for any reason, or that an
arbitration can proceed on a class basis, then the arbitration
provision set forth above shall be deemed null and void in its
entirety and the parties shall be deemed to have not agreed to
arbitrate disputes.
-
c. Exceptions. Without first engaging in arbitration or the informal
dispute-resolution process described above, either you or Car Insurance Grit may assert claims, if they qualify, in small claims court in Jacksonville,
FL or any United States county where you live or work; and Car Insurance Grit may bring a lawsuit against you in any court of competent jurisdiction
solely for injunctive relief to stop any unauthorized use or abuse of the
Website or intellectual property infringement.
-
d. Thirty-Day Right to Opt Out. You have the right to opt out and not
be bound by the arbitration- and class-action-waiver provisions set
forth in this section by sending written notice of your decision to
opt out to the following address: Car Insurance Grit, P.O. Box 310666,
Miami, FL 33231. The notice must be sent within 30 days of registering
to use the Website; otherwise, you shall be bound to arbitrate
disputes in accordance with this Agreement. If you opt out of these
arbitration provisions, Car Insurance Grit also will not be bound by them.
If you opt out, all other parts of this Agreement will continue to apply
to you.
13. Governing Law
Any claim relating to Car Insurance Grit' web site shall be governed by
the laws of the State of Delaware without regard to its conflict of law
provisions. The parties agree that the state courts sitting in New
Castle County, Delaware, USA, and federal courts sitting within the
District of Delaware, shall have exclusive jurisdiction over any dispute
arising out of or relating to this Agreement and the parties waive any
objection based on jurisdiction, venue, or inconvenient forum. In any
action or suit to enforce any right or remedy under this Agreement or to
interpret any provision of this Agreement, Car Insurance Grit shall be entitled
to recover its reasonable attorneys' fees and costs, including, but not limited
to, expert witness fees, if Car Insurance Grit is the prevailing party.
14. Copyright Infringement
If you believe any materials on Car Insurance Grit infringe your copyright
you may submit a takedown request by contacting Car Insurance Grit at [email protected].
Please include:
-
a. A description of the work, the URL on Car Insurance Grit.com where
the material is located and the URL where the original work can be
found.
-
b. Class-Action Waiver. The parties further agree that any arbitration
shall be conducted in their individual capacities only, and not as a
class action or other representative action. If any court or
arbitrator determines that the class-action waiver set forth in this
section is void or unenforceable for any reason, or that an
arbitration can proceed on a class basis, then the arbitration
provision set forth above shall be deemed null and void in its
entirety and the parties shall be deemed to have not agreed to
arbitrate disputes.
-
b. Your contact details including name, address, phone number and if
possible email address.
-
c. A statement in good faith that you believe the work to have been
used without permission of the copyright owner.
-
d. A statement that the information provided is correct, and under
penalty of perjury, that they are authorized to act on behalf of the
copyright owner.
-
e. An electronic or physical signature of the person authorized to act
on behalf of the copyright owner.
15. General
This Agreement constitutes the entire agreement by and between you and Car Insurance Grit regarding the use of the Website. Any failure by Car Insurance Grit to exercise
or enforce any right or provision of this Agreement shall not operate as a
waiver of such right or provision. The section titles in this Agreement are
for convenience only and have no legal or contractual effect. If any provision
of this Agreement is, for any reason, held to be invalid or unenforceable,
the other provisions of this Agreement will be unimpaired and the invalid
or unenforceable provision will be deemed modified so that it is valid and
enforceable to the maximum extent permitted by law. This Agreement, and your
rights and obligations herein, may not be assigned, subcontracted, delegated,
or otherwise transferred by you without Car Insurance Grit' prior written
consent, and any attempted assignment, subcontract, delegation, or
transfer in violation of the foregoing will be null and void. Car Insurance Grit may freely assign this Agreement. The terms and conditions set forth in
this Agreement shall be binding upon assignees.
16. Disclosures
If you're a resident of the State of California, USA, you may report
complaints to the Complaint Assistance Unit of the Division of Consumer
Services of the California Department of Consumer Affairs in writing at
1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by
telephone at +1 (855) 604-0803.
17. Contact Information
You can contact us via email at [email protected] with any questions regarding
our Terms of Use.
If you're a resident of of California, Colorado, Connecticut, Utah, or
Virginia and would like to request more information related to your
rights in accordance with the privacy rights in your state, fill out the
form below. Please be aware that you may be contacted for verification
purposes. You can also call +1 (855) 604-0803.
For more information please visit our Privacy Policy.
1.8k
